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Halifax Bank Security
Last post 04-07-2008 11:43 AM by Arenzael. 45 replies.
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03-18-2008 6:35 AM
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Tann San


- Joined on 10-17-2006
- Posts 95
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I went into the main Halifax bank in the city center to get some cash out over the counter as I'd messed up my pin number 3 times in the machine the previous night. It didn't keep my card, it just blocked it so when I got home I requested a new pin in the mail. I headed to the counter with my card in hand and some ID in my pocket. I explained how I'd put the wrong pin in 3 times the previous night and that I'd like some cash to carry me over till my new pin arrives. She says how much and I state a few hundred pounds, the maximum amount I can get on my card in a single day almost. She says sure, sign this. I sign the slip and she counts the money out and hands it over. Here is a list of the current WTFs (besides me monging up my pin 3x):
- Asked me for no ID besides my now debunct card
- Got me to sign the slip but didn't compare it to anything since I actually haven't signed the back of my card yet
- She didn't notice the card wasn't signed
- Given me the cash with no security questions what so ever
"Have a nice day"
Then as my mind is boggling at these things and I'm about to leave she says "I noticed that you didn't respond to our letter about changing your account to a higher rate one, would you like to speak to my co-worker about that?". I remembered the letter from a few months ago and thought I might as well take care of it then. I go to a tiny office with him (her co-worker) who (with zero interest) states why my current account sucks and how the higher rate one is miles better. I actually looked behind me since he was staring into space over my shoulder and I thought he was reading it off a cue sheet stuck to the wall. When he'd finished and I'd checked that it was all pluses with no negatives I said I'd switch my account.
This is when the WTFs start with him. He asks for my card and taps the account number in. Then he prints out all my details, my name, DOB, address, phone numbers and a slew of other details. Then he slides it across the table and asks me to double check all my details are correct. At this point I could be any mugger off the street and I now have several hundred pounds and the full details of who I just mugged plus I've just changed their account. I'm fairly sure I could of closed the account and withdrawn my funds in full and probably not of been security challenged at all.
Two days later I get a letter about how I should stop using their phone banking service and switch to using their ultra secure online service...
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PSWorx


- Joined on 04-28-2006
- Posts 888
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Re: Halifax Bank Security
Nominated for the front page...
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Kiss me I'm Polish


- Joined on 06-25-2007
- Poland
- Posts 109
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Re: Halifax Bank Security
They have your picture, or maybe they made you swallow a RFID at some point, that's how they recognize you. <orth. bitchin> Also, you wrote "I could of closed the account". Should be "I could have closed the account". </orth. bitchin>
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bstorer


- Joined on 02-01-2007
- Alexandria, VA
- Posts 3,402
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Re: Halifax Bank Security
Not that it alleviates all the WTFery here, but my bank stores an image of my signature which they compare against everything I sign.
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PSWorx


- Joined on 04-28-2006
- Posts 888
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Re: Halifax Bank Security
Kiss me I'm Polish:... or maybe they made you swallow a RFID at some point, that's how they recognize you. They, my friend, are way ahead of you already.
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PhillS


- Joined on 03-07-2006
- Colchester, UK
- Posts 189
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Re: Halifax Bank Security
PSWorx:Nominated for the front page... Seconded. That is a pretty big WTF. Banks usually require all sorts of info in order to create an account, it seems that provided you're not trying to set an account up you can pretty much do what you like!
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Tann San


- Joined on 10-17-2006
- Posts 95
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Re: Halifax Bank Security
I've never given them a picture of myself, maybe they have sneakily hidden cameras at each of their counters that I never noticed but I would of thought they'd have to ask me before storing that. I guess they don't ask for permission when they take pictures of people on their ATMs. I still would of prefered a bit more security than her comparing me to a photo they might of taken at some unknown point in time. At least when I use their phone banking service they give me a real quiz; "What's your date of birth?", "What's your full address?", "Can you list some recent transactions you made", "What's Pi to 100 decimal places?" :¬)
The other funny thing was that I didn't actually sign my signature, I drew a big circle with a cross through it, sort of like the X-Men symbol. I thought she'd catch that and realise she'd slipped up in the security department. On the bright side; she was bright and cheerful whilst giving me the cash :¬)
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MasterPlanSoftware


- Joined on 11-10-2006
- Posts 108
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Re: Halifax Bank Security
Tann San:On the bright side; she was bright and cheerful whilst giving me the cash :¬) <Obligatory>
But did she look like Irish Girl? We need pictures damnit!
</Obligatory>
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pitchingchris


- Joined on 04-30-2007
- Louisville, KY
- Posts 385
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Re: Halifax Bank Security
MasterPlanSoftware:But did she look like Irish Girl? We need pictures damnit!
Somebody placed some pictures on the front page comments under the one that shows the process viewer.
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bstorer


- Joined on 02-01-2007
- Alexandria, VA
- Posts 3,402
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Re: Halifax Bank Security
pitchingchris:Somebody placed some pictures on the front page comments under the one that shows the process viewer. I never wade into the front page comments anymore, except for MFD. I would have totally missed that. You deserve a freaking medal.
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SpoonMeiser


- Joined on 07-14-2005
- London, England
- Posts 93
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Re: Halifax Bank Security
PhillS: PSWorx:Nominated for the front page... Seconded. Thirdeded.
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MasterPlanSoftware


- Joined on 11-10-2006
- Posts 108
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Re: Halifax Bank Security
SpoonMeiser: PhillS: PSWorx:Nominated for the front page... Seconded. Thirdeded. Fifthed.
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hallo.amt


- Joined on 12-15-2006
- Posts 81
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Re: Halifax Bank Security
MasterPlanSoftware: SpoonMeiser: PhillS: PSWorx:Nominated for the front page... Seconded. Thirdeded. Fifthed.
Fourthded
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KattMan


- Joined on 10-18-2006
- Posts 421
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Re: Halifax Bank Security
Kiss me I'm Polish:<orth. bitchin> Also, you wrote "I could of closed the account". Should be "I could have closed the account". </orth. bitchin> I know, this gets me too. It is "would have", "could have", "should have". Most people say it with the contraction, "would've", "could've", "should've". Then they forget this is a contraction and think it is the incorrect "would of", "could of", should of". Just so I don't try to correct everyone all the time, whenever I see this I simply say to myself, "Ok I'm talking to an idiot in the grammer department" and move on.
CAPTCHA? We ain't got no CAPTCHA. We don't need no CAPTCHA. We don't need no stinking CAPTCHA!
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joe.edwards


- Joined on 08-14-2006
- Dallas, TX
- Posts 249
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Re: Halifax Bank Security
KattMan: Kiss me I'm Polish:<orth. bitchin> Also, you wrote "I could of closed the account". Should be "I could have closed the account". </orth. bitchin> I know, this gets me too. It is "would have", "could have", "should have". Most people say it with the contraction, "would've", "could've", "should've". Then they forget this is a contraction and think it is the incorrect "would of", "could of", should of". Just so I don't try to correct everyone all the time, whenever I see this I simply say to myself, "Ok I'm talking to an idiot in the grammer department" and move on.
It irks me when people spell "grammar" as "grammer."
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MasterPlanSoftware


- Joined on 11-10-2006
- Posts 108
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Re: Halifax Bank Security
joe.edwards@imaginuity.com:It irks me when people spell "grammar" as "grammer." HAHAHAHAHAHAHA
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KattMan


- Joined on 10-18-2006
- Posts 421
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Re: Halifax Bank Security
joe.edwards@imaginuity.com:
It irks me when people spell "grammar" as "grammer." I would suggest the same rule. Assume I'm the idiot here and just move on. Trying to correct every mistake is useless.
CAPTCHA? We ain't got no CAPTCHA. We don't need no CAPTCHA. We don't need no stinking CAPTCHA!
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TheRider


- Joined on 03-01-2005
- Zurich, Switzerland
- Posts 222
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Re: Halifax Bank Security
Being a foreigner, I kept wondering about these "could of" and "would of" and stuff. Thanks for clearing things up. Now I know my english teacher wasn't being a dickhead when he said it was "could have"...
"correcting wrongs on the internet is like subtracting 1 from infinity"
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belgariontheking


- Joined on 08-20-2007
- Cincinnati, OH, USA
- Posts 2,276
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Re: Halifax Bank Security
TheRider:Being a foreigner, I kept wondering about these "could of" and "would of" and stuff. Thanks for clearing things up. Now I know my english teacher wasn't being a dickhead when he said it was "could have"...
n I thot it wuz all pedntriy.
SpectateSwamp exposing aliens. Obviously the World needs SSDS
[10:07] <fatdog> so from now on.. be sure to wear nice clean underwear [10:07] <mps> fatdog: That is simply not going to happen
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superjer


- Joined on 10-05-2007
- Seattle
- Posts 131
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Re: Halifax Bank Security
Not to derail the grammar derailment, but at my old Credit Union, withdrawals worked like this: Me: "Hi, I need to make a withdrawal of $300." Teller: "Ok. What's your account number?" Me: "5929" Teller: "Are you Hank Smith?" Me: "Yes." Teller: "Here you are. Thanks for banking with us!" It didn't take long for me to switch to a real bank. Though I guess I could still go back to the credit union when I'm short on cash.
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TheRider


- Joined on 03-01-2005
- Zurich, Switzerland
- Posts 222
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Re: Halifax Bank Security
I also happen to be an interpreter, doing simultaneous translations at the seminar an american friend of mine is giving to german speaking audiences. I wasn't really tricked... ;-) And, yes, I find "could of" and "would of" quite annoying, too.
"correcting wrongs on the internet is like subtracting 1 from infinity"
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TheRider


- Joined on 03-01-2005
- Zurich, Switzerland
- Posts 222
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Re: Halifax Bank Security
superjer:Me: "Hi, I need to make a withdrawal of $300." Teller: "Ok. What's your account number?" Me: "5929" Teller: "Are you Hank Smith?" Me: "Yes." Teller: "Here you are. Thanks for banking with us!"
ROFL -- This is great stuff.
"correcting wrongs on the internet is like subtracting 1 from infinity"
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upsidedowncreature


- Joined on 11-21-2007
- Posts 216
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Re: Halifax Bank Security
Is this HBOS? Maybe the staff recognised you? If not and you wanted to make a fuss, you could buy some shares (they're cheap at the moment, hmph), get to the AGM and cause some trouble there. I'm not saying I'd do that, but some might.
What if the hokey cokey really IS what it's all about?
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PJH


- Joined on 02-14-2007
- Newcastle, UK
- Posts 1,253
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Re: Halifax Bank Security
upsidedowncreature:Is this HBOS?
Yes. Well part of.
Abstinence makes the Church grow fondlers.
- unknown
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ekolis


- Joined on 01-09-2008
- Posts 49
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Re: Halifax Bank Security
Speaking of credit union security... I absolutely refuse to do online banking with my credit union because their web site looks like it was designed by a fourth grader who wanted to try "all the pretty colors and letter styles!"... oh, and for "security reasons" they recommend you use IE or *NETSCAPE*?!? Um, THAT page must not have been updated in a while...
http://www.cintelfcu.org/
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Faxmachinen


- Joined on 03-19-2007
- Posts 199
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Re: Halifax Bank Security
Well, it's obvious, isn't it? Make an anagram of "halifax".
rpar PROTON all
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bstorer


- Joined on 02-01-2007
- Alexandria, VA
- Posts 3,402
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Re: Halifax Bank Security
ekolis:http://www.cintelfcu.org/ That place deserves its own thread. From the site: @import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");
@import url("images/CFCU_navigationbar6.css");@import url("images/CFCU_navigationbar6.css");
Think they want to import images/CFCU_navigationbar6.css?
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Benn


- Joined on 01-08-2008
- Derbyshire, UK
- Posts 73
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Re: Halifax Bank Security
KattMan: Kiss me I'm Polish:<orth. bitchin> Also, you wrote "I could of closed the account". Should be "I could have closed the account". </orth. bitchin> I know, this gets me too.
Gosh yes...the real WTF is that a Brit (I guess - don't think the Halifax have many branches outside the UK) had his gramm ar corrected by somebody claiming to be Polish, living in Belgium. Then again, I'm the kind of sad grammar fascist that rubs out grocer's apostrophes from chalkboards. (The thing that's really bugging me atm though is the number of restaurants that're offering "Paninis"...)
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AbbydonKrafts


- Joined on 11-21-2006
- Carrollton, GA, USA
- Posts 1,022
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Re: Halifax Bank Security
bstorer:Think they want to import images/CFCU_navigationbar6.css?
Additional gems:
Page Source:.style212 {font-size: 12px}
.style214 {font-size: 14px}
.style215 {font-size: 16px}
.style219 {font-size: 2px}
.style221 {font-size: 11px}
.style222 {font-size: 13px; }
Not an actual name to be seen!!
Page Source:months = new Array(12); //this array will hold 12 elements
..
..
days = new Array(7); //this array will hold 7 elements
..
..
//set up a new date object - defaults to the current date
currentDate = new Date();
//get the date (1-31), day (1-7) and month (1-12) parts
//The day & month arrays are 0 index based i.e. the first day/month has a value of 0 - so add 1 to match
//the arrays created above.
date = currentDate.getDate();
day = currentDate.getDay();
month = currentDate.getMonth();
//Get the year part
yy = currentDate.getFullYear();
Check it out! A mini-Javascript tutorial.
The whole thing reeks old-school, including the lack of appealing fonts and the use of the bumpy background.
Page Source:<META content="MSHTML 6.00.2900.3059" name=GENERATOR>
TRWTF
Join us at #TDWTF on irc.slashnet.org !
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bstorer


- Joined on 02-01-2007
- Alexandria, VA
- Posts 3,402
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Re: Halifax Bank Security
AbbydonKrafts: Page Source:months = new Array(12); //this array will hold 12 elements
..
..
days = new Array(7); //this array will hold 7 elements
..
..
//set up a new date object - defaults to the current date
currentDate = new Date();
//get the date (1-31), day (1-7) and month (1-12) parts
//The day & month arrays are 0 index based i.e. the first day/month has a value of 0 - so add 1 to match
//the arrays created above.
date = currentDate.getDate();
day = currentDate.getDay();
month = currentDate.getMonth();
//Get the year part
yy = currentDate.getFullYear();
Check it out! A mini-Javascript tutorial.
You didn't even include the best part of the date code: Page Source://a string to show the date in the form week-day day-number month, year l_sDisplayDate = " " + months[month] + " " + date + ", " + yy;
Hooray for comments that don't match the code! AbbydonKrafts: Page Source:<META content="MSHTML 6.00.2900.3059" name=GENERATOR>
TRWTF Doesn't MSHTML 6.00.XXX mean that it was saved in IE6? I'd say that's more of a WTF than if they had used FrontPage.
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AbbydonKrafts


- Joined on 11-21-2006
- Carrollton, GA, USA
- Posts 1,022
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Re: Halifax Bank Security
bstorer:You didn't even include the best part of the date code: ..snip.. Hooray for comments that don't match the code!
Oh yeah. I guess I glazed over that one.
bstorer:Doesn't MSHTML 6.00.XXX mean that it was saved in IE6? I'd say that's more of a WTF than if they had used FrontPage.
That's why I said "TRWTF". I can't fathom anyone doing that. They either use Word or FrontPage. I'll also point out that the tag is inserted even if the page was Saved from a published location to the local hard drive. So, they could've used Notepad to enter all that crap, but got a copy by saving it via IE6 while viewing the hosted version, but then didn't delete the META tag. It would still be TRWTF.
Join us at #TDWTF on irc.slashnet.org !
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fatnickc


- Joined on 03-19-2008
- Posts 10
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Re: Halifax Bank Security
I went into Nationwide the other day and whilst I was making my transactions a tramp came in and was speaking to the teller next to mine. He said that he'd lost his card and needed some money until the new one arrived, and he had one of those slips one gets upon paying in money as proof he was who he was. He was then asked for his surname and how much money he wanted. It wasn't even a case of the teller knowing him, as he mouthed to my teller 'Have you seen this guy before?', to which there was a negative response.
What was particularly worrying was that there are many of these slips just lying about on the floor outside the society, and it's easy enough to find out somebody's surname. Anyway, to lighten matters I'm listening to Avril Lavigne.
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upsidedowncreature


- Joined on 11-21-2007
- Posts 216
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Re: Halifax Bank Security
fatnickc:Anyway, to lighten matters I'm listening to Avril Lavigne.
Why, are you being held hostage?
What if the hokey cokey really IS what it's all about?
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MasterPlanSoftware


- Joined on 11-10-2006
- Posts 108
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Re: Halifax Bank Security
upsidedowncreature: fatnickc:Anyway, to lighten matters I'm listening to Avril Lavigne.
Why, are you being held hostage? I was guessing brain damage.
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PSWorx


- Joined on 04-28-2006
- Posts 888
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Re: Halifax Bank Security
Also don't forget their refreshing variation on the old "Java applets for hover buttons" paradigm on this page.How many WTFs do you find on this one?
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upsidedowncreature


- Joined on 11-21-2007
- Posts 216
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Re: Halifax Bank Security
Just watching Newsnight and the Halifax is all over the front pages of the paper tomorrow - something about somebody trying to manipulate the share price? Didn't catch the details.
What if the hokey cokey really IS what it's all about?
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PJH


- Joined on 02-14-2007
- Newcastle, UK
- Posts 1,253
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Re: Halifax Bank Security
upsidedowncreature:Didn't catch the details.
Someone shorting the shares, then spreading rumours (via email) about HBOS being the next bank to die, to kill the share price. Allegedly.
Abstinence makes the Church grow fondlers.
- unknown
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fatnickc


- Joined on 03-19-2008
- Posts 10
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Re: Halifax Bank Security
MasterPlanSoftware:
upsidedowncreature:
fatnickc:Anyway, to lighten matters I'm listening to Avril Lavigne.
Why, are you being held hostage?
I was guessing brain damage.
Stockholm syndrome is setting in:
She's actually surprisingly decent, in a not-very-good-at-all sort of way.
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upsidedowncreature


- Joined on 11-21-2007
- Posts 216
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Re: Halifax Bank Security
fatnickc:She's actually surprisingly decent, in a not-very-good-at-all sort of way.
fatnickc:She's actually surprisingly decent, in a not-very-good-at-all sort of way. I like Nickelback. They're the new Nirvana you know. (That bumping noise is the sound of Kurt Cobain ricocheting off his coffin lid).
What if the hokey cokey really IS what it's all about?
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hallo.amt


- Joined on 12-15-2006
- Posts 81
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Re: Halifax Bank Security
PSWorx:Also don't forget their refreshing variation on the old "Java applets for hover buttons" paradigm on this page.How many WTFs do you find on this one? Nada means nothing in Spanish...
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Joony


- Joined on 03-26-2008
- Posts 2
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Re: Halifax Bank Security
That reminds me of a time when I had my card swallowed by a cash
machine for getting my pin wrong 3 times. It was late and the bank was
closed, so I went back first thing in the morning. After waiting in
line and explaining to the cashier what had happened, she told me that
the machine hadn't been emptied since the weekend so there was a good
chance it was still there, and she went to check. Sure enough my card
was there. She then asked if I would like to
withdraw money while I was there. I like to know how much I have
before I take money out, so I asked her for my balance. She swiped my
card and pushed a few buttons then gave me a slip of paper. It read a
little over £300. I was a poor student back then so I was a little
confused, but maybe my expenses had been reimbursed early. I said I
would like to take £20 out. After getting me to sign a slip she gave
me £20 and my card back. As I was putting my cash and card back in to
my wallet I noticed that it wasn't mine! She'd given me cash from
someone else's account! I told her she'd made a mistake and she fixed
the problem. Looking back I should have spoken to the manager about
it, but I was young and naive. BTW, the bank was the Halifax!
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sendai


- Joined on 04-07-2008
- Brisbane, AU
- Posts 1
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Re: Halifax Bank Security
Tann San:- Got me to sign the slip but didn't compare it to anything since I actually haven't signed the back of my card yet
- She didn't notice the card wasn't signed
How do you get away with that? I've never had an actively used card last longer than two weeks without a teller/cashier commenting that I haven't signed the card and could I please do so. One even refused to hand me my card back until I showed him a photo-ID.
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morbiuswilters


- Joined on 01-15-2008
- East Coast Represent!
- Posts 4,990
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Re: Halifax Bank Security
sendai: Tann San:- Got me to sign the slip but didn't compare it to anything since I actually haven't signed the back of my card yet
- She didn't notice the card wasn't signed
How do you get away with that? I've never had an actively used card last longer than two weeks without a teller/cashier commenting that I haven't signed the card and could I please do so. One even refused to hand me my card back until I showed him a photo-ID.
Please do not resurrect dead threads. Since this appeared on the main page, post THERE. Seriously, if we're going to have a best of the sidebar we need to lock the sidebar thread before it appears on the main page.
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MasterPlanSoftware


- Joined on 11-10-2006
- Posts 108
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Re: Halifax Bank Security
morbiuswilters:Please do not resurrect dead threads. Since this appeared on the main page, post THERE. Seriously, if we're going to have a best of the sidebar we need to lock the sidebar thread before it appears on the main page. QFT.
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bstorer


- Joined on 02-01-2007
- Alexandria, VA
- Posts 3,402
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Re: Halifax Bank Security
morbiuswilters:Seriously, if we're going to have a best of the sidebar we need to lock the sidebar thread before it appears on the main page.
Or ban the stupid from becoming forum users. But then what would we do around here, have intelligent discussions?
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Arenzael


- Joined on 01-16-2008
- Posts 59
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Re: Halifax Bank Security
TRWTF is that you say PIN number.
<xml> <enterprisey>Yes</enterprisey> <synergistic>Very</synergistic> <collaberative>You Betcha</collaberative> <useful>Nope</useful> <performance>Not Much</performance> <efficiencies_gained>None</efficiencies_gained> <development_time>Eternity</development_time> </xml>
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